Garath Lesch: Independent Financial Planner

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Floor 5, 2 Ncondo Place, Durban, Hillcrest 3610, KwaZulu-Natal

Durban’s Financial Partner for Life.

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About Garath Lesch: Independent Financial Planner

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Do you worry about not being able to afford retirement? Are you concerned that you won't be able to provide for your children's education? Do you think about starting to invest, but haven't taken the first step? Maybe you just think that your insurance costs too much and it's time to shop around.

From drafting Wills and Estate Planning to preparing for Retirement and life after work, I've got your back.

If any of this sounds like you, let's sit down and see what we can do about it.

~ Garath

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Floor 5, 2 Ncondo Place, Durban, Hillcrest 3610, KwaZulu-Natal

Services on offer

Old Mutual Personal Financial Planning and Advice

Work towards your financial goals with the aid of a Certified Professional, and accomplish your dreams.

Get a quote today. : From R 1234

Last Will and Testament Drafting

I personally draft your Last Will and Testament. For all of my clients, I recommend Capital Legacy, South Africa's #1 Wills and Estates Specialists; they remove the cost, complexity, and delays of estate planning — and make sure your family is protected when it matters most. > FREE, professional Will Drafting. > Choose your own Executor and Trustees. > Professional and streamlined Estate Administration - speedy and efficient.

Per Consultation : Free

Savings, Investments, and Securities

Thinking about saving or investing? Maybe you're thinking about schooling for your kids, a house to raise your family in, or a Retirement Annuity to prepare for later years. Using tax-efficient and personalized investments, you and will grow your wealth using: > Tax-Free Savings Accounts; > Retirement Annuities; > Endowments; > Unit Trusts; and more.

Solution-dependent : From R 1234

Estate Planning

Your Estate - everything you have. Your possessions, your property, and your financial holdings. Estate Planning is making sure that these things are transferred to your beneficiaries with as little tax and as efficiently as possible. Planning for this and addressing the Costs and Legal Fees that come with one's passing, such as Executor's, Trusts, and Conveyancing Fees, along with burial expenses, outstanding debt, and other unexpected costs.

Per Consultation : Free

Business Assurance

Business Assurance is all about getting proactive with managing business risk, making sure that your business continues if something should happen to you or your key personnel, and maintaining financial stability. We consider: > Succession Planning > Contingency Planning > Buy-And-Sell Agreements > Key Person Insurance > Corporate and Employee Benefits

Solution-Dependent : From R 1234

Car, Household, Belongings, and Commercial Insurance Quotes

Just bought a car, house, or expensive gaming PC? Concerned that you aren't getting the best deal with your current policy? Feel like your insurer isn't giving you the service that you want? Maybe you're just shopping around because it's been a while. Get independent advice on: > Car Insurance > Household Cover > Valuables Insurance > Commercial/Business Insurance Choose your cover from a range of 48 South African Insurers to get the policy that's right for you and your belongings.

Solution-Dependent : From R 1234

Mortgage - HomeVantage with SA Home Loans

HomeVantage from SA Home Loans makes sure that you buy your home in a way that saves you money and with a team that guarantees you a streamlines process. > Guidance from an experienced team every step of the way. > Flexible Bond Terms: 20 or 30 years. > NO Bond, Conveyancing, or Transfer Fees. > Transfer Duty optionally worked into the Bond Repayment, saving more upfront costs. > Estate Planning advice from an experience Estate Planner. > Got a bond already? Switch your Bond as well!

Solution-Dependent : From R 1234

Corporate and Employee Benefits

LPI Corporate and Employee Benefits guarantees: > Independent, objective advice (not tied to one company); > Complete administrative support; > Asset consulting; > Corporate Governance advice; > Nationwide representation; > Aftercare/Fund consultancy; > Engagement and training; > Financial Assistance, and; > Individual financial advice for your employees. Benefits include: > Pension Funds > Medical Health Schemes > Group Life, Illness, & Disability > Employee Wellness and Financial Education.

Solution-Dependent : From R 1234